South bend, IN — Cost of Living & Relocation Guide
Population: 103,110
📍 Some data sourced from nearby metro area
About South bend, IN
Welcome to our comprehensive guide to South bend, IN. With a population of 103,110, South bend features a cost of living index of 67.77 (32.2% below the national average of 100). The local economy supports a median household income of $49,056 (35% below the national average), while the real estate market offers homes at a median price of $187,400.
Explore our detailed crime and safety data (132% above the national average), school ratings, tax information, and climate data below. Compare South bend with Salem or other cities.
📅 Data last updated: February 2026 | Sources: U.S. Census Bureau ACS, FBI UCR, BLS
South bend, IN Quick Facts & Key Statistics
💡City Insights
South bend scores 8/10 for affordability, 2/10 for safety, and 3/10 for family-friendliness — an average overall profile. Its strongest aspect is affordability, making it particularly suitable for budget-conscious buyers. However, safety is a weaker area that prospective residents should consider carefully.
Living in South bend, IN
South Bend is a vibrant city in northern Indiana, notably known as the home of the University of Notre Dame, which significantly influences the region's culture and economy. With a rich history rooted in the industrial revolution, the city has transformed from a manufacturing hub to a center for education, healthcare, and technology. Nestled along the St. Joseph River, South Bend boasts beautiful parks and recreational areas, including Howard Park and the scenic Riverwalk. The city's downtown area features a blend of historic architecture and modern amenities, with a variety of dining options, boutiques, and cultural attractions. South Bend offers a lineup of events throughout the year, from the renowned South Bend African American Arts Festival to the popular First Fridays, showcasing local artists and businesses. The city's diverse community celebrates its heritage through various festivals and events. With a low cost of living and a strong sense of community, South Bend is an attractive place for families and young professionals alike. Overall, it is a city that encapsulates a rich blend of history, culture, and modern living.
How South bend Compares
Black line indicates US average
💵 Affordability Calculator
Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $49,056.
Income Needed to Buy
Income Needed to Rent
Pros & Cons of Moving to South bend, IN
Pros
- • Access to Notre Dame events
- • Supportive educational programs
- • Strong local community vibe
- • Family-friendly activities abound
- • Developing arts scene
- • Affordable cost of living
- • Low housing prices
- • Plenty of parks and trails
- • Growing job market in tech
- • Diverse food options available
Cons
- • Harsh winter weather conditions
- • Few job opportunities for grads
- • Some socio-economic struggles
- • Higher crime rates reported
- • Limited nightlife options
- • Limited shopping destinations
- • Public transport is lacking
- • Not very walkable city
- • Racial tensions in some areas
- • Schools can be underfunded
Frequently Asked Questions
What is the cost of living in South bend, IN? ▼
The cost of living in South bend, IN is 32% lower than the national average, with a cost of living index of 68 (where 100 represents the U.S. average). Housing typically accounts for the largest portion of living expenses. See full cost of living breakdown →
How much does it cost to buy or rent a home in South bend, IN? ▼
In South bend, IN, The median home price is $187,400. requiring approximately $83,014 annual income to afford. Average rent is $1,660/month (requiring ~$66,409/year income). The local median household income is $49,056, making homeownership attainable for typical residents. Explore South bend real estate data →
Is South bend, IN a safe place to live? ▼
South bend, IN is average in terms of safety, with crime rates near the national average. The crime rate is 53.4 per 1,000 residents. Safety varies significantly by neighborhood. View detailed South bend crime statistics →
What salary do you need to live comfortably in South bend, IN? ▼
To live comfortably in South bend, IN and afford a median-priced home of $187,400, you would typically need a household income of $46,850 to $58,562 per year. The local median household income is $49,056. Renting requires approximately $66,409/year (at $1,660/month). See full affordability analysis →
What are the job opportunities like in South bend, IN? ▼
South bend, IN has an unemployment rate of 5.2%, which is above the national average of 3.7%. The median household income is $49,056, suggesting developing local economic conditions. View South bend employment & demographics →
Is South bend, IN growing? ▼
South bend, IN has a population of 103,110. As a mid-to-large city, population trends depend on local housing development, job growth, and quality of life factors. The affordable housing market and competitive job market shape migration patterns. See South bend population demographics →
What are the best neighborhoods in South bend, IN? ▼
The best neighborhoods in South bend, IN depend on your priorities. For families, look for areas near top-rated schools with lower crime rates. For affordability, neighborhoods throughout the city offer good value since the median home price of $187,400 is below the national average. Explore South bend on our interactive map →
What is the commute like in South bend, IN? ▼
Commute times in South bend, IN vary by neighborhood and workplace location. As a mid-size community, most residents rely on personal vehicles, though public transit options may be available. The affordable cost of living may allow for housing closer to employment centers. Explore commute times on our map →
How are the taxes in South bend, IN? ▼
Tax rates in South bend, IN include state and local components. The cost of living index of 68 suggests a lower overall tax and expense burden cost environment compared to the national average. View detailed South bend tax information →
How does South bend, IN compare to Salem? ▼
South bend, IN offers a more affordable alternative to nearby communities. With a cost of living index of 68, median home prices of $187,400, and a crime rate of 53.4 per 1,000 residents, you can compare these metrics side-by-side. Compare South bend vs Salem →
What is the weather like in South bend, IN? ▼
Weather in South bend, IN varies by season. Climate data varies by season. View detailed South bend climate & environment data →
Explore South bend in Detail
📅 Last Updated: February 2026
Sources: U.S. Census Bureau (ACS), FBI Uniform Crime Reports, Bureau of Labor Statistics